1. High blood pressure ( changeable)
2. High blood cholesterol ( changeable)
3. Cigarette smoking ( changeable)
4. Poor diet ( changeable)
5. Lack of exercise ( changeable)
6. Being overweight ( changeable)
7. Stress ( changeable)
8. Personality traits-hostility, anger, etc ( un-changeable)
9. Gender (un-changeable)
10. Increasing age ( un-changeable)
11. Diabetes ( changeable)
12. Genetics ( un-changeable)